BDC Capital Programs At A Glance

January 3, 2024

BDC Capital Programs At A Glance

Looking for a way to mitigate risk in a deal? BDC Capital is a private company that works with lenders and investors to provide innovative financing for New England businesses. We have a vast array of financing solutions to get a deal done!

BDC Asset-Based Lines of Credit

Loans from $500,000 to $10 million
Working capital loans secured by accounts receivable and inventory

BDC Term Loans

Loans from $500,000 to $10 million
For working capital, debt refinance, real estate, machinery & equipment, buyouts, and acquisitions
Can offer longer repayment terms, higher advance rates and junior secured debt

Mezzanine Funds

Investments from $1 million to $7 million
Mezzanine financing for privately held and family-owned businesses which have a junior capital need but whose owners prefer not to relinquish a controlling ownership interest
Market rate of interest plus a success fee or warrant or both
For well-managed, strongly positioned companies located in the Northeast for growth capital and acquisition financing

Massachusetts Recycling Loan Fund (RLF)

Loans from $50,000 to $500,000 for Massachusetts businesses
Terms up to ten years
Direct loans to solid waste recycling or re-use businesses
For working capital, debt refinance, real estate, machinery & equipment, and acquisition financing

Capital Access Program (CAP) in MA and RI

Cash collateral guarantees for loans up to $500,000 in MA and $750,000 in RI
Average loan size $100,000
Minimum fees of 3% with a matching CAP payment

SBA 504 Term Loans – CDC New England

www.cdcnewengland.com

Long-term loans for purchasing land and buildings, new construction, renovation and leasehold improvements, machinery & equipment
Lowest cost; low rate fixed for up to 25 years
Down payment financing, if needed
Bridge financing available

Up to 100% financing available

Community Development Finance Institution (CDFI) Loans – BDC Community Capital Corp.

www.bdccommunitycapitalcorp.com

Loans from $50,000 to $5 million

For minority-owned businesses, and businesses that are located in or impact low-to-moderate income (LMI) communities.

About BDC Capital:

The oldest business development corporation in the United States, BDC Capital has been recognized locally and nationally as a leader and innovator in business lending and capital investment. Many of New England’s leading financial institutions invest in BDC to help promising companies expand. For 70 years, we have invested more than $2 billion in thousands of companies in New England.

Whether the need is $50,000 or $10 million, BDC Capital provides a wide range of financing solutions. We offer asset-based lines of credit, senior debt, junior secured debt, mezzanine investments, SBA 504 loans, and private equity options, all of which are customized to suit the needs of a business.

For more information, visit our website, call us at 781-928-1100, or contact:

Paul F. Flynn, Jr., President & CEO

(781) 928-1133

(617) 921-2695 (cell)

pflynn@bdcnewengland.com

Carol C. Brennan

(413) 237-6648 (cell)

cbrennan@bdcnewengland.com

Matt Brothers

(781) 928-1124

(603) 512-3411 (cell)

mbrothers@bdcnewengland.com